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Electrical equipment insurance

Protect your electrical equipment and yourself!

Protect yourself from unexpected expenses

Some interferences in electricity supply network can irreversibly damage TVs and computers as well as more essential house systems, such as heating equipment. In case of such an accident, insurance will protect you from losses by providing compensation for repair of your damaged devices or the purchase of new ones.

Electrical equipment insurance covers a wide variety of accidents by providing compensation up to €4,000 for electrical equipment damaged by high or low voltage, current faults or even natural phenomena, such as lightning strikes.

Peace of mind starting from 1 euro per month!

Learn more

Electrical equipment insurance will complement the existing home insurance greatly


Insurance for valuable electrical equipment against damages

Additional safety not provided by existing home insurance restrictions

Good price for peace of mind in relation to interferences in electricity supply network


Electrical appliances Insurance


Insurance of household electrical equipment damaged by voltage fluctuations, current faults and lightning.

Monthly payment
1,00 EUR

━━━

Sum of insurance
1500 EUR for every insurance case

Deductible
50 €

━━━

The number of insurance cases per year is not limited

Electrical appliances Insurance EXTRA


Basic package and additionally an auxiliary buildings located on the same property with same land register part number.

Monthly payment
2,49 EUR

FIRST TWO MONTHS FOR FREE

Sum of insurance
4000 EUR for every insurance case

Deductible
50 €

Electricians cost covered
in worth of 400 €

The number of insurance cases per year is not limited


Electrical equipment insurance

The insurance covers the sudden and unexpected failure of electrical appliances due to an external event. Its for private houses to insure electrical equipment located in Insured location, such as, but not limited to: TV’s, computers, laptops, game consols, routers, hdd, desk phones, audio video hi-fi, washing machines, dishwashers, cookers, cookware, coffee machine, refrigerators, fire and security alarm equipment, electric heating and ventilation equipment, other heating or climate electrical appliances, electrical switchboard etc.

Appliance

The total sum insured 1500 EUR

Work of a technician

The total sum insured 0 EUR

The sum or your excess

In the case of damage to your electrical appliances 50 EUR

In the case of electrician outing 0 EUR

The number of insured events per year is not limited.


Electrical equipment insurance EXTRA

The insurance covers the sudden and unexpected failure of electrical appliances due to an external event. Its for private houses and additionally electrical equipment located outside buildings but on the same property with same land register part number to insure electrical equipment located in you chosen location, such as, but not limited to: TV’s, computers, laptops, game consols, routers, hdd, desk phones, audio video hi-fi, washing machines, dishwashers, cookers, cookware, coffee machine, refrigerators, fire and security alarm equipment, electric heating and ventilation equipment, other heating or climate electrical appliances, electrical switchboard etc.

Appliance

The total sum insured 4000 EUR

Work of a technician

The total sum insured 400 EUR

The sum or your excess

In the case of damage to your electrical appliances 50 EUR

In the case of electrician outing 0 EUR

The number of insured events per year is not limited.

Examples of cases when electrical equipment insurance helped to compensate losses

We have helped to compensate losses in such cases


Damages caused by lightning strikes: TV, router, socket

Compensation amount: 638 EUR

Damaged washing machine

Compensation amount: 469 EUR

Several household electrical devices were damaged due to overvoltage, including an incubator for incubating chickens

Compensation amount: 1100 EUR

The heat pump damaged by electrical voltage

Compensation amount: 526 EUR


Frequently asked questions


The insurance starts on the date when you start receiving electricity from Enefit. The insurance coverage ends on the date when the electricity purchase contract with Enefit is no longer valid or, if you have not unilaterally terminated the insurance contract before that date.

Yes, the electricity contract and insurance are related.  Only Enefit clients with an existing electricity purchase contract can use Electrical equipment insurance.  

Shortly before the end of the free period, you will receive an SMS reminding about the end of the free period of Electrical equipment Insurance. We advise to continue using insurance to protect yourself from unexpected expenses for only 1 euro per month. But if you want to cancel the Electrical equipment insurance, you can do this on the self-service portal "Mans Enefit" by writing an application in free form to [email protected] or by calling the Enefit customer service phone 6000 0055.


The service is provided in cooperation with If Insurance and AON



If you need a consultation with an expert or additional information, call to the Enefit customer service phone 6000 0055.

When carrying out insurance distribution, SIA Enefit complies with the requirements of Articles 33 and 40 of the Insurance and Reinsurance Distribution Law.

LLC (SIA) Enefit, registration No. 40003824046, registered office at: 1 Robert Hirs Street, Riga, LV-1045, Latvia, responsible person Danuta Lavrinoviča (e-mail: [email protected], tel. 6000 0055) is an additional insurance service intermediary registered on the website of the insurance broker UADBB Aon Baltic Latvian branch, registration No. 40103284559, https://aon.lv/izplatitaji/.

LLC (SIA) Enefit as an additional insurance service intermediary is entitled to receive insurance premiums and other payments. For the provision of the service, the LLC (SIA) Enefit receives from the insurer a remuneration of 0,64 to 1,67 EUR per month of the contract amount per active contract (depending on selected insurance package). The procedure for handling complaints and disputes between a client and an insurance intermediary can be found here: Complaint and dispute handling procedure.