Electrical equipment insurance
Protect yourself from unexpected expenses
Some interferences in electricity supply network can irreversibly damage TVs and computers as well as more essential house systems, such as heating equipment. In case of such an accident, insurance will protect you from losses by providing compensation for repair of your damaged devices or the purchase of new ones.
Electrical equipment insurance covers a wide variety of accidents by providing compensation up to €4,000 for electrical equipment damaged by high or low voltage, current faults or even natural phenomena, such as lightning strikes.
Peace of mind starting from 1 euro per month!
Electrical equipment insurance will complement the existing home insurance greatly
Insurance for valuable electrical equipment against damages
Additional safety not provided by existing home insurance restrictions
Good price for peace of mind in relation to interferences in electricity supply network
Electrical appliances
Insurance of household electrical equipment damaged by voltage fluctuations, current faults and lightning.
Monthly payment
1,00 EUR
Sum of insurance for every insurance case
1500 EUR
Deductible
50 EUR
The number of insurance cases per year is not limited
Electrical appliances EXTRA
Basic package and additionally an auxiliary buildings located on the same property with same land register part number.
Monthly payment
2,49 EUR
First two months for free
Sum of insurance for every insurance case
4000 EUR
Deductible
50 €
Electricians cost covered in worth of
400 €
The number of insurance cases per year is not limited
Examples of cases when electrical equipment insurance helped to compensate losses
We have helped to compensate losses in such cases
Damages caused by lightning strikes: TV, router, socket
Compensation amount: 638 EUR
Damaged washing machine
Compensation amount: 469 EUR
Several household electrical devices were damaged due to overvoltage, including an incubator for incubating chickens
Compensation amount: 1100 EUR
The heat pump damaged by electrical voltage
Compensation amount: 526 EUR
Frequently asked questions
The service is provided in cooperation with If Insurance and AON
If you need a consultation with an expert or additional information, call to the Enefit customer service phone 6000 0055.
When carrying out insurance distribution, SIA Enefit complies with the requirements of Articles 33 and 40 of the Insurance and Reinsurance Distribution Law.
LLC (SIA) Enefit, registration No. 40003824046, registered office at: 1 Robert Hirs Street, Riga, LV-1045, Latvia, responsible person Danuta Lavrinoviča (e-mail: [email protected], tel. 6000 0055) is an additional insurance service intermediary registered on the website of the insurance broker UADBB Aon Baltic Latvian branch, registration No. 40103284559, https://aon.lv/izplatitaji/.
LLC (SIA) Enefit as an additional insurance service intermediary is entitled to receive insurance premiums and other payments. For the provision of the service, the LLC (SIA) Enefit receives from the insurer a remuneration of 0,64 to 1,67 EUR per month of the contract amount per active contract (depending on selected insurance package). The procedure for handling complaints and disputes between a client and an insurance intermediary can be found here: Complaint and dispute handling procedure.